James Ralph Agency Inc. is an independent Michigan insurance agency, specializing in Health Insurance, Life Insurance, Medicare, Workers Compensation, Event Insurance and much more. As an independent agency we are able to offer dozens of different insurance carrier plans. Our goal is to offer personal hands on service to understand your unique needs. Then we can shop all of our carrier partners plans and offer you a solution that fits your needs and budget. Please feel free to contact us today for a free quote or insurance consultation.